Kuda is the first online bank in Nigeria; it is the only bank whose banking operations are totally online. It has only one building in Nigeria, which is located at Yaba Lagos, and it happens to be their head office. Are there any other buildings besides this one? The answer is no. In the year 2019, Kuda was introduced in Nigeria, and it broke the monopolistic power of our traditional bank by introducing amazing packages that are charge-free. Kuda remains the only bank in Nigeria that provides all her services free to her customers, hence making it very attractive and interesting. Kuda has made banking easy since you can now bank from the comfort of your home.
Kuda Bank USSD Code For Airtime And Transfer For Mobile Banking.
With the introduction of Kuda in Nigeria, it made online banking very easy and readily available for all and no longer an exclusive privilege for the upper class or the big fish in the society. As a matter of fact, Kuda is a popular thing among the Genz [generation z]. They are the major players when it comes to Kuda Bank. In this article, we shall be looking at some salient facts, such as Kuda USSD Code, Kuda Code, and Kuda Customer Care, to help us drive our point home.
Kuda USSD Code
Sorry to disappoint you, Kuda has no USSD code, but you can download the Kuda app from the Play/Apple Store. This way you will be able to carry out all your banking transactions without a hitch. You can also get an ATM card, which comes free from Kuda. You heard me right, Kuda bank gives free ATM cards to her customers.
Kuda Code
Once again, Kuda bank has no USSD code, but you will find all the necessary tools you need for your transactions in their banking app. But here are some of the codes for other banks to Kuda:
| Transactions | USSD CODES |
| First Bank to Kuda Transfer | *894*Amount*Kuda Bank Account Number# |
| Access Bank to Kuda Transfer | *901*Amount*Kuda Bank Account Number# |
| UBA to Kuda Transfer | *919*4*Kuda Bank Account Number*Amount# |
| Gtbank to Kuda Transfer | *737*50*Amount*416# |
Kuda Customer Care service
You can use their helpline to speak to any of their customer service agent. You can use the online robotic agent or use their call Centre
Read also: Latest On How To Borrow Money From Opay in NIgeria
What Are The Advantages of Digital Banking?
One thing we have to bear in mind is that online banking has been in existence as far back as 1985, and it has been operating at the background. Only a few people know it and therefore take good advantage of it. However, this narrative changed in the COVID year; since people were restricted from social contact and gathering, digital and online banking gained popularity and right now, it is even competing with our orthodox bank because people now prefer to do their banking from the comfort of their home instead of time wasting and the stress required to go the physical bank. Here some of the benefit of online or digital banking.
- It is very convenient: When we talk about online banking, we are talking about convenience services. It is a classic way of banking. With online banking, you can perform your transaction from the comfort of your home without having to step out or require any assistance from the bank official. This is a self-service process- serve yourself.
- It is time saving: Online banking has deleted the time wasting seen in the banking halls; it has cut off the bureaucratic processes seen in the bank. One can attend to different function and operations within a twinkle of an eye.
- Flexibility of banking: With online banking, we can do banking transaction anytime, any day even during holidays. We are no longer pegged down with the time structures of the traditional banks. It is simply “do it yourself.”
- It has beefed up Security system: The point that one can transfer a large amount of money from one bank to the other without having to move the physical cash around is safe enough. We have heard of stories of people being robbed of their hard-earned money during the process of trying to move cash from point A to point B. As a matter of fact, lives have even been lost on the process.
Disadvantages of Digital or Online Banking
We are quite aware that everything that is good can also be bad when found in the hands of bad people or wrong hands. Your details exposed to fraudsters can send you back to the dark ages. However, with proper guidance and guard from the bankers, this can be curb. We can avoid being hacked by hackers or fraudsters if we avoid exposing our banking information, such as ID cards and BVN, to third parties.
